The insurance carrier’s right to examine a No-Fault medical provider under oath arose from State Farm Mut. Auto Ins. Co. v Mallela (4 NY3d 313). An EUO is a formal proceeding, which takes place before a court reporter and is memorialized in a transcript. Every question asked and every answer given is made a part of the official record. Under No-Fault law, an EUO request is treated as a verification request. Thus, failure to participate in the EUO process is the same as a failure to answer a verification request and is sufficient cause for a denial.
Insurance carriers know that the court-like atmosphere under which an EUO is conducted may be scary. They therefore make substantial use of EUO requests to bully healthcare providers and stymie the collection of claims.
We are ready to walk you through the EUO process from beginning to end. With ample preparation and an experienced attorney, the EUO process is straight-forward and there is nothing to fear. And best of all, you are entitled to a reasonable fee from the insurer for your EUO appearance.